Planning Tools

SIP & SWP Calculators

Model your wealth journey — grow a SIP, plan a monthly income (SWP), size the corpus you need, or combine both. Adjust the inputs and results update instantly.

SIP Growth

SIP for a Goal

SWP Income Life

SWP Corpus Needed

SIP → SWP Plan

SWP + SIP Plan

SIP Growth

See how a disciplined monthly SIP compounds into long-term wealth, with an optional annual step-up.

Monthly SIP

Expected Return (p.a.)

Investment Period

Annual Step-up

Step Value

Projected Outcome

Maturity Value

—

Invested

Maturity

Total Invested—

Wealth Gained—

Investment Multiple—

Returns compounded monthly at an effective annual rate; SIP invested at the start of each month. Indicative only.

SIP for a Goal

Have a target corpus in mind? Find the monthly SIP required to reach it within your horizon.

Target Amount

Expected Return (p.a.)

Investment Horizon

Annual Step-up

Step Value

What You Need

Monthly SIP Required (at start)

—

Target Amount—

Total Amount Invested—

Wealth Gained—

Investment Multiple—

If a step-up is chosen, the required starting SIP is lower as contributions rise over time. Indicative only.

SWP Income Life

Withdrawing a fixed monthly income from a corpus? See how long it will last at your expected return.

Investment Corpus Today

Monthly Withdrawal (SWP)

Expected Return (p.a.)

How Long It Lasts

Your income would last for

—

Monthly Income—

Number of Withdrawals—

Total Amount Withdrawn—

Withdrawals start next month; corpus grows at the effective monthly rate between withdrawals. Indicative only.

SWP Corpus Needed

Know the monthly income you want and for how long? Find the corpus (SWP kitty) you need to build.

Monthly Income Required

Income Duration

Return on Corpus (p.a.)

Annual Income Growth / Inflation

Corpus To Build

SWP Corpus Needed Today

—

Starting Monthly Income—

Income Duration—

Total Income Drawn—

Income assumed at the start of each month, growing yearly by the inflation rate. Indicative only.

SIP → SWP Plan

Build wealth with a SIP, then draw a monthly income from it. See the corpus created and how long the income lasts.

Monthly SIP

SIP Return (p.a.)

SIP Period

Then — Monthly Withdrawal (SWP)

Return During Withdrawal (p.a.)

Accumulate → Withdraw

SWP Corpus Built

—

Total Invested via SIP—

Monthly Income Drawn—

Income Would Last—

A two-stage plan: SIP accumulation followed by SWP drawdown on the built corpus. Indicative only.

SWP + SIP Plan

Plan a future monthly income and find the SIP needed today to fund the required corpus.

Monthly Income Required

Income Starts After

Income Duration

Expected Return (p.a.)

Annual Income Growth / Inflation

Income Goal → Fund It

Monthly SIP Required (at start)

—

SWP Corpus Needed—

Starting Monthly Income—

Total Invested via SIP—

Income Duration—

Stage 1 sizes the corpus for your income need; Stage 2 finds the SIP over the accumulation years to reach it. Indicative only.

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