Chartered Financial Goal Planner · ARN-284696

Private wealth,
precisely engineered.

A curated suite of investment products — from professionally managed mutual funds to sophisticated PMS, AIF and structured strategies — designed to grow, protect and preserve your wealth across every market cycle.

09Product Verticals
4Core Asset Classes
HNIGrade Strategies

Entry by Ambition

Minimum commitment across the ladder
Mutual FundsOpen / SIP
Structured Products₹1–5 Lakh
Specialized Inv. Fund (SIF)₹10 Lakh
Algo Trading₹15 Lakh
Portfolio Mgmt. (PMS)₹50 Lakh
Alternative Inv. Fund (AIF)₹1 Crore
The Portfolio

Nine ways to build enduring wealth

Every product is selected and structured for a distinct objective — growth, stability, income or protection. Explore the full spectrum below.

01
Open / SIP

Mutual Funds

Professionally managed funds spanning equity, hybrid, debt and precious-metal strategies — the cornerstone for long-term, goal-based wealth creation.

Available Across
Large / Mid / Small / Micro Cap Multi & Flexi Cap Aggressive / Balanced Advantage Short / Medium / Credit Risk Multi-Asset · Gold · Silver
02
Min ₹10 Lakh

Specialized Investment Fund

Advanced long–short strategies engineered to manage downside risk while capturing opportunity across equity, hybrid and debt markets.

Strategies
Equity Long-Short Ex-Top100 Long-Short Sector Rotation Hybrid Long-Short Debt / Sectoral Long-Short Active Asset Allocator
03
Min ₹1–5 Lakh

Structured Products

Outcome-oriented instruments linked to Nifty or Gold — engineered for upside participation with capital-protection features as per structure.

Featured Structures
Nifty Twin Win · Min 22.69% Nifty AWE · 5x Upside Nifty Beta · 1.5x / 1x Gold Twin Win · Min 14.71% Gold AWE · 5.2x Upside
◆ Capital-protection variants available on select structures
04
Min ₹15 Lakh

Algo Trading

Technology-driven, rule-based execution through the client’s own trading account — disciplined and consistent, with no discretionary handling of funds.

Character
Pre-defined Strategies Automated Execution Rule-Based Discipline
05
Min ₹50 Lakh

Portfolio Management (PMS)

Customized, concentrated portfolios managed by professional fund managers — crafted for high-net-worth investors seeking active, personalized management.

Mandates
Equity PMS Hybrid PMS Debt PMS
06
Min ₹1 Crore

Alternative Investment Fund

Access to sophisticated investment strategies that reach beyond traditional equity and debt — reserved for discerning, qualified investors.

Focus
Sophisticated Strategies Beyond Equity & Debt HNI / Qualified Investors
07
Flexible

Loan Against Securities

A flexi loan from ~9.99% against your equity or debt mutual funds — unlock liquidity without selling your long-term investments.

Highlights
From ~9.99% p.a. Against Equity / Debt MF Stay Invested
◆ Liquidity on demand — investments remain intact
08
Min ₹10 Lakh

Secured NCDs

Real estate–backed non-convertible debentures offering regular income potential — subject to issuer credit risk.

Highlights
~14% Indicative Return Real Estate Backed Secured Debentures
09
Advisory

Insurance Solutions

Protecting every financial goal — comprehensive personal and general insurance planning to secure what matters most.

Coverage
Goal Protection Personal Insurance General Insurance
Diversified By Design

Balanced across four asset classes

Our products are constructed to blend growth, stability, income and inflation protection.

E
Equity

Large to micro-cap, multi & flexi strategies for long-term compounding.

H
Hybrid

Aggressive, conservative & balanced advantage — growth with a cushion.

D
Debt

Short, medium & credit strategies for steady income and preservation.

G
Gold & Alt

Precious metals, multi-asset & real estate for diversification and hedging.

Positioning Map

Risk vs Return

Every product sits on a spectrum. Below, each vertical is plotted by its relative risk and return potential — from capital protection to sophisticated alternatives.

Efficient frontier 024 6810 024 6810 Risk ► Return ► Sweet spot · lower risk, strong return Aggressive growth Capital preservation Speculative 1 2 3 4 5 6 7 8 9
1InsuranceR 1 · Ret 2
2Loan Against Sec.R 3 · Ret 2
3Structured ProductsR 4 · Ret 6
4Mutual FundsR 5 · Ret 6
5Secured NCDR 6 · Ret 7
6SIFR 6 · Ret 7
7PMSR 7 · Ret 8
8Algo TradingR 8 · Ret 8
9AIFR 9 · Ret 9

Ratings are indicative and relative, intended to illustrate positioning across the portfolio — not a guarantee of performance. Insurance and Loan Against Securities are protection / liquidity facilities rather than return-seeking investments. Actual risk and return depend on the specific scheme, structure and market conditions.

The SMIT Approach

Goal-first. Advice-led.

As an authorised mutual fund & SIF distributor and a Chartered Financial Goal Planner, every recommendation is anchored to your objectives — never to a single product.

01
Understand

We map your goals, horizon and risk appetite before a single product is discussed.

02
Curate

A tailored mix across the nine verticals, matched to your ambition and liquidity.

03
Structure

Capital protection, tax efficiency and diversification engineered into the plan.

04
Review

Ongoing monitoring and rebalancing as markets and your life evolve.

Begin the Conversation

Let’s build your wealth blueprint

Whether you’re starting a SIP or structuring a crore-scale mandate, a personalized consultation is the first step.

Chat with us on WhatsApp